As the leaves turn gold and the air turns crisp, autumn reminds us of the beauty of change — and how even small steps can make a big difference. This season, USPS Federal Credit Union invites you to embrace sustainability not only in your daily habits, but also in the way you manage your home and transportation. Whether you’re upgrading your home’s energy efficiency or considering a more sustainable vehicle, USPS FCU can help you finance your green goals while saving money and reducing your environmental impact.
Make Your Home Greener with a HELOC
Fall is the perfect time to prepare your home for cooler months — and to make eco-friendly upgrades that can lower your utility bills. A Home Equity Line of Credit (HELOC) gives you the flexibility to:
- Install energy-efficient windows or insulation
- Upgrade to a smart thermostat or solar panels
- Replace older appliances with energy-saving models
- Improve your home’s comfort while reducing your carbon footprint
You’ll be investing in your home’s value and in a healthier planet — all while enjoying the competitive rates and trusted service you expect. Learn more about our HELOC options.
Drive Toward a Greener Future with Electric Vehicle Auto Loan Discounts
Thinking about going electric? USPS FCU offers special discounts on Electric Vehicle (EV) loans*, making it easier to make the switch to sustainable transportation. By choosing an Electric Vehicle, you’ll:
- Reduce emissions and your carbon footprint
- Cut fuel costs and maintenance expenses
- Enjoy smooth, quiet rides powered by cleaner energy
With USPS FCU’s EV loan discounts, you can make an environmentally friendly choice that’s also financially smart. Learn More about Electric Vehicle Options
Sustainable Living Starts with Simple Choices
Even beyond home and vehicle upgrades, there are countless ways to live more sustainably this fall:
- Support local farms and shop seasonal produce
- Use natural decorations like pumpkins and autumn leaves
- Walk or bike when possible to reduce emissions
- Compost food scraps to nourish your garden
Every small effort adds up — and with your Credit Union by your side, your financial choices can help build a greener, brighter future for all.
Let’s Make This Fall a Season of Positive Change
Sustainability starts with action — and we’re here to help you take the next step.
Learn More About Our HELOC and Electric Vehicle Options
1 Restrictions apply to first-lien positions on Home Equity Line of Credit. Contact the Home Equity Department before applying to receive additional information.
2 USPS FCU does not provide financing for the following: recreational vehicles, travel trailers, vehicles modified from the original factory version (right sided driver seat, speed control petals installed on passenger side, etc.), any vehicle that can not be evaluated by NADA or KBB.
*The Electric/Hybrid auto loan .25% discount cannot be applied in combination with a “Beat the Rate” deal.
**APR=Annual Percentage Rate and is based on evaluation of applicant’s credit. Other rates and terms are available. Typical Interest Rates range from 4.25% to 18.00% APR. Promotional rates from other lenders do not qualify. Must provide verification of the rate you have been offered from another financial institution. Minimum amount financed must be $10,000. Financing term must be 84 months or less. Offer does not apply to loans currently financed with USPS FCU. Rate must be for a similar product and term. Relationship Rewards program rate discounts cannot be combined with the “Beat the Rate” offer. Loans subject to credit approval. Other terms and conditions may apply. Other restrictions may apply. USPS FCU reserves the right to withdraw or change this offer at any time. Recreational vehicles are excluded. To finance an auto loan of $35,000 at 6.0%APR for 60 months with $0.00 down payment would be a payment of $676.65 per month.