About USPS FCU

Like People, Not All Financial Institutions Are Alike.

People like you look for better alternatives to managing their money. U. S. Postal Service Federal Credit Union (USPS FCU) offers you an option. You can choose to eliminate high-interest loans and high fees by choosing to join our Credit Union. U. S. Postal Service Federal Credit Union is uniquely different from a bank, finance company, Savings & Loan, or Thrift.

Once you join, you’ll be immediately eligible for our low or no-fee financial services, lower interest rates for loans, and higher yields on investment and savings accounts, plus outstanding member services and the attention you deserve. Joining is easy. If you click here to see if you are eligible, just open a Share Account which represents your ownership in the Credit Union. Your share begins your lifetime of Credit Union benefits.

What is a Credit Union?

The credit union cooperative concept originated in Germany during the mid-1800s. A group of farmers, tired of high prices and outrageous interest rates, combined their money to buy supplies and establish a common pool for members to borrow from at lower interest rates.

Today’s credit unions are similar. A credit union is a member-owned and not-for-profit financial cooperative. Deposits provide money for members who need loans. Members usually earn higher dividends on savings and pay lower interest rates on loans. A volunteer board of directors is elected by members to manage a credit union. As of September 30, 2018, there are over 5,436 federally insured credit unions in the United States with more than 115.4 million members.

Although credit unions have changed over the years to meet the demands of their members, our long-standing philosophy of ‘People Helping People‘ has remained the same. USPS FCU is part of a long-standing tradition in personal financial management. USPS FCU has been serving its members since 1934 when it was founded to serve employees of the United States Postal Service. We now serve over 24,781 members. Our membership also includes members from several Select Groups (SG).

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USPS FCU Shared Vision, Mission, and Values

Our vision is to become the preferred financial institution for those we serve.

Our mission is to provide top quality service that helps members improve their financial lives.

We will achieve our shared vision and mission by believing and practicing our shared values of:

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Integrity

Be Honest and Respectful.

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Service

We Care.

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Innovation

Easy Access, Everywhere.

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Fiscal Stability

Securing the CU’s Future.

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Education

Helping members achieve financial independence.

Meet Our Board of Directors

U. S. Postal Service Federal Credit Union is a member-owned and operated, not-for-profit financial cooperative chartered under federal law. USPS FCU has been providing sound financial support for its members for many years through the efforts of its Board of Directors, Supervisory Committee, and professional staff. Each group performs different functions to ensure the integrity and soundness of the Credit Union.

The Board establishes loan and savings policies and directs the affairs of the Credit Union. The Supervisory Committee oversees the financial affairs and strength of your Credit Union. If you would like to know more about the functions of your Board and Supervisory Committee, give us a call and/or attend the Annual Meetings.

McCartney
Michael E. McCartney

Chairman

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Christina Lewis

Vice Chairman

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Thomas Dale Jr.

Secretary / Treasurer / Director of Finance

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Richard E. Gatewood

Directory of Technology / Operations

Our Commiment to Diversity, Equity & Inclusion

As a not-for-profit financial cooperative our vision is to cultivate genuine relationships where members know they are important and significant. We want all people to feel welcome and respected. We value and promote diversity, equity, and inclusion in every aspect of our business and at every level of our organization. We will guide our behaviors and decisions by standing firm on our values and beliefs.

Statement of Social Responsibility

U.S. Postal Service Federal Credit Union is committed at all times to conducting our business in a responsible and sustainable way. It is integral to the way that we do business. Caring about individual members and their happiness is more than just focusing on their financial lives. We believe an individual’s happiness derives from their wider life within their community and the environment that they live in.