USPS Federal Credit Union | Serving Postal Employees

Delivering Loans for the Way You Live

Flexible Loans to Support Life’s Milestones

Auto Loans That Get You On The Road Ahead

Rates as low as 4.75% APR, flexible terms, and no hidden fees.

Credit Cards That Work for You

Competitive rates, flexible spending power, and trusted service from USPS FCU

HOME EQUITY LINE OF CREDIT SOLUTIONS

Access your home’s equity with up to $3,500 toward closing costs.*

Individual Retirement Accounts

Find the Best IRA for Your Future

icon-loan

6.75% APR

Home Equity Loans

icon-savings

4.25% APY

IRA Certificates

icon-savings

3.25% APY

Money Market Add-On Certificate

icon-car

4.75% APR

Vehicle Loans

Current Promotions

Early Direct Deposit

Get Paid Faster with USPS FCU

Access your paycheck or government benefit funds up to two days earlier than your regular payday.

Learn More

Free Financial Counseling for Members

Take Control of Your Finances

Get trusted guidance from our partner, GreenPath, to manage debt, build savings, and achieve your goals.

Learn More

Why Join USPS FCU?

Our Credit Union offers a wide selection of helpful, progressive, low-cost financial products and services. Your employees will benefit from our better alternative to banks’ high-priced services and less-than-great personal attention.

Holiday Closure Notice (9/7): All USPS FCU branches will be CLOSED on Monday, September 7, in observance of Labor Day. Virtual Branch Online Banking and the USPS FCU Mobile App will remain available 24/7.