USPS Federal Credit Union | Serving Postal Employees

Say Goodbye to High-Interest Credit Card Rates!

Want a Way to Reduce Stress? 0% APR for 12 Months on Balance Transfers for New Members. 2.99% for Current Members.

Vacation Loan Special

Relax with a Vacation Loan Special

2025 Frederick J. Heinen Scholarship

Open to USPS FCU Members Who Are Currently High School Seniors or College Students Between the Ages of 17 and 23.

Individual Retirement Accounts

Find the Best IRA for Your Future

icon-loan

7.50% APR

Home Equity Loans

icon-savings

4.30% APY

IRA Certificates

icon-savings

4.10% APY

Money Market Add-On Certificate

icon-car

5.25% APR

Vehicle Loans

Current Promotions

Early Direct Deposit

Get Paid Faster with USPS FCU

Access your paycheck or government benefit funds up to two days earlier than your regular payday.

Learn More

HOME EQUITY LINE OF CREDIT

COME HOME TO A DREAM

WE'LL GIVE YOU UP TO $3,500 TOWARD CLOSING COSTS

LEARN MORE

Why Join USPS FCU?

Our Credit Union offers a wide selection of helpful, progressive, low-cost financial products and services. Your employees will benefit from our better alternative to banks’ high-priced services and less-than-great personal attention.