As fall approaches, it’s time to prepare for colder months and focus on reliable driving. With USPS FCU, you can upgrade to a more dependable vehicle and save with our 1% rate discount on auto loans. If you also want to improve fuel efficiency, now is the perfect time to evaluate your transportation needs.
Ready for a New Vehicle?
One of the most important factors in keeping loan payments manageable is your APR (Annual Percentage Rate). With our fall financing special, USPS Federal Credit Union can help you secure the car you want at a lower rate—plus, we’ve added seasonal incentives to sweeten the deal.
Reap the Savings This Fall!
- USPS FCU will beat another lender’s APR by 1% or more*: Secure a lower rate instantly, whether buying new or refinancing your existing loan.
- Extra 0.25% discount**: Available when financing an electric or hybrid vehicle.
- No application fees: Start saving immediately with no hidden costs.
- 100% financing: Covers tax, title, and license with no out-of-pocket expenses.
- Flexible loan terms: Tailor your repayment schedule to fit your budget and lifestyle.
Understanding APR and Its Impact
When it comes to auto loans, the APR represents the cost of borrowing money over the life of your loan. It includes not only your interest rate but also any associated fees. A lower APR means lower monthly payments and less money spent on interest over time, significantly impacting how much you ultimately pay for your vehicle.
USPS FCU’s fall auto loan options are designed to ensure you get the best possible deal. We’ll beat your APR from another financial institution by 1%*, giving you instant savings—whether you’re financing a new vehicle or refinancing an existing loan to lower your payments.
By choosing USPS FCU, you’re not just getting an excellent loan rate—you’re gaining peace of mind. Our team is committed to securing an affordable loan that fits your budget. Unlike many other lenders, our loan officers prioritize your financial well-being with one-on-one service, offering honest advice and solutions that benefit you. Our goal is to ensure you drive away feeling happy with your decision.
Protecting Your Investment
When buying a new or pre-owned vehicle, it makes sense to protect that investment. USPS FCU offers a range of additional coverages to ensure you are prepared for whatever the road throws your way:
- GAP Coverage: If your vehicle is totaled or stolen, Guaranteed Asset Protection (GAP) can help cover the difference between your insurance payout and the remaining balance on your loan, preventing an unwanted financial burden.
- Mechanical Breakdown Insurance (MBI): Keep your car in top condition with MBI, which covers repairs beyond your manufacturer’s warranty. It’s a sensible way to safeguard your vehicle and avoid costly repairs.
By bundling these protections with your USPS FCU auto loan, you can gain peace of mind knowing your vehicle and finances are secure.
Benefits of Acting Now:
With the arrival of the new 2025 vehicle models, now is the perfect time to take advantage of USPS FCU’s auto loan incentives. You could upgrade to a more fuel-efficient model or secure something more reliable for winter driving.
Here’s why acting now makes sense:
- Beat the cold weather: Secure your vehicle before winter to ensure a reliable ride through snow and ice.
- New 2025 models available: The latest models hit the market in the fall, offering cutting-edge technology and features. Leverage our financing options to drive away in a brand-new 2025 vehicle!
- Save on fuel: With our extra 0.25% APR discount for electric or hybrid vehicles, you can save even more while contributing to a greener future.
- Family-friendly options: A reliable, comfortable vehicle makes all the difference for commuting or driving the kids to school.
Don’t let the season pass you by—act now to secure a great deal and enjoy a stress-free winter!
Drive Into Fall Savings!
It’s an ideal time to finance your vehicle through USPS FCU. Our auto loan incentives and commitment to helping you secure a lower APR mean you can reap superb savings on your next vehicle purchase or easy refinance.
It’s easy to get started:
Apply here or contact us today to learn how USPS FCU can help you drive confidently into fall.
*Restrictions apply, see website for details.
**The Electric/Hybrid auto loan .25% discount cannot be applied in combination with a “Beat the Rate” deal.