Added Protection and Savings for Our Members
As a valued member of USPS Federal Credit Union, you are automatically eligible for exclusive no-cost benefits provided through our partnership with American Income Life Insurance Company (AIL). These benefits are designed to protect your family, provide peace of mind, and connect you with valuable health and wellness discounts.
No-Cost $3,500 Accidental Death & Dismemberment Benefit
Every USPS FCU member is entitled to a no-cost $3,500 AD&D policy. This coverage provides your family with important financial protection in case of a serious accident.
Please remember to complete and return your beneficiary card to ensure your benefit goes directly to your chosen beneficiary. If no beneficiary is named, the benefit will be paid to your estate and may be taxable.
AIL Plus Program – No-Cost Membership
By returning your beneficiary card, you also receive a no-cost membership in the AIL Plus Program, which connects you with valuable discounts on:
Dental care
Prescriptions
Diabetic supplies
Vision care and eyewear
Telemedicine services
Chiropractic care
And more
Child Safe Kits
You can also receive Child Safe Kits for your children or grandchildren at no cost. These kits help families gather vital information, photos, and fingerprints that can be provided to authorities in case of an emergency.
How Benefits Are Delivered
An AIL representative will:
Deliver your certificate of coverage
Witness your beneficiary designation
Register you for the AIL Plus Program
Provide your Child Safe Kits
AIL also offers additional supplemental insurance benefits that may be available to you and your family.
If you have questions, call American Income Life Insurance Company at 1-800-495-1213.
Easy Enrollment
Respond online at mybenefits.ailife.com with access code: SGQCU
Or return the enclosed card by mail.
You may also scan the QR Code provided in your mailing to get started.
Why USPS FCU Partners with AIL
At USPS FCU, we are committed to helping you protect your family’s future. AIL’s no-cost AD&D coverage, AIL Plus discounts, and Child Safe Kits extend that protection beyond banking ensuring your family has peace of mind in multiple ways.
Together, USPS FCU and AIL give you added security and wellness resources, while our credit union continues to support your financial goals with savings accounts, low-rate loans, credit cards, and retirement planning.
Protect Your Family & Finances Today
Don’t miss out on your no-cost $3,500 AD&D coverage and valuable AIL Plus benefits. Apply Now!