Teen Account: Cha-Ching Teen Club

Teen Savings and Checking Accounts

Empower Teens with Financial Independence

USPS FCU offers tailored financial products for teenagers, helping them take their first steps toward financial independence. Our Teen Savings and Checking Accounts are designed to teach responsible money management while providing the tools they need to succeed.

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Benefits of Teen Accounts

Independence and Responsibility

Teach teens to manage their own money and budget and save for future goals.

Competitive Interest Rates

Earn interest on savings, helping teens grow their money faster.

Fee-Free Checking

Our Teen Checking Accounts have no monthly fees, making it easy for teens to manage their money.

Debit Card Access

Teens get a free debit card, providing a safe and convenient way to purchase and access cash.

Parental Oversight

Parents can monitor account activity and help guide their teen’s financial decisions.

Key Features

Low Minimum Balance

Easy to open and maintain with a low minimum balance requirement.

Budgeting Tools

Access to tools and resources to help teens learn budgeting and money management.

Mobile Banking

Convenient mobile banking options to check balances, transfer money, and track spending.

Savings Goals

Encourage teens to set and reach savings goals with our user-friendly online platform.

Help Your Teen Build a Strong Financial Future!

Open a Teen Savings or Checking Account at USPS FCU and empower your teen with the skills they need for financial success.