Privacy Policy

FOR MEMBERS OF U.S. POSTAL SERVICE FEDERAL CREDIT UNION USING THE MOBILE APP

THE TYPES OF INFORMATION USPS FCU COLLECTS

USPS FCU may collect personal information from you in the following ways:

(a) Personal Information You or Your Financial Institution Provide to us.

• USPS FCU may collect personal information from you or your financial institution, such as your first and last name, address, e-mail, User IDs, telephone number, and social security number when you open a new financial account or register for other financial services. Device images/videos may be accessed when you deposit a check or use a QR code to make peer to peer payments using Zelle or other payments functionality. Device contacts may be accessed when you make peer to peer payments using Zelle or other payments functionality. Device location may be accessed to detect and prevent card transaction fraud, deposit fraud and to provide branch and ATM locations.

• USPS FCU may collect the financial and transaction information necessary to provide you with the Services, including account numbers, payment card expiration date, payment card identification, verification numbers, and transaction and payment history.

• If you provide feedback or contact USPS FCU via email, USPS FCU will collect your name, email address and any other content included in your email messages to us in order to send you a reply.

•  USPS FCU also collects other types of personal information that you provide voluntarily, such as any information requested by USPS FCU if you contact USPS FCU via email regarding support for the Services.

(b) Personal Information Collected from Third Parties. USPS FCU may collect certain information from identity verification services and consumer reporting agencies, including credit bureaus, to provide some of our Services.

(c) Personal Information Collected Via Technology. We and our service providers may automatically log information about you, your computer or mobile device, and your interaction over time with our Services, our communications and other online services, such as:

• Device data, such as your computer’s or mobile device’s operating system type and version, manufacturer and model, browser type, screen resolution, RAM and disk size, CPU usage, device type (e.g., phone, tablet), IP address, unique identifiers, language settings, mobile device carrier, radio/network information (e.g., WiFi, LTE, 3G), and general location information such as city, state or geographic area.

• Online activity data, such as pages or screens you viewed, how long you spent on a page or screen, navigation paths between pages or screens, information about your activity on a page or screen, access times, and duration of access.

• Cookies, which are text files that websites store on a visitor’s device to uniquely identify the visitor’s browser or to store information or settings in the browser for the purpose of helping you navigate between pages efficiently, remembering your preferences, enabling functionality, and helping us understand user activity and patterns.
• Location Information. If you have enabled location services on your phone and agree to the collection of your location when prompted by the Services, USPS FCU will collect your location information when you use the Services; for example, to provide our fraud detection services. If you do not want USPS FCU to collect this information, you may decline the collection of your location when prompted or adjust the location services settings on your device.