Access Checking
A USPS FCU Access Checking Account is a great way to take advantage of Credit Union checking benefits.
At U. S. Postal Service Federal Credit Union, You Have Your Choice of Full Service Checking Accounts and their Benefits:
Checking Account Quicklinks
Access Checking
A great way to take advantage of Credit Union checking benefits
Access Checking offers all of the convenience of a Credit Union checking account with no minimum balance requirement.
Plus, you will enjoy all of the following benefits:
- Surcharge-free ATM access nationwide at CIRRUS, Allpoint, CULIANCE, ACCEL, and CO-OP Network locations.
- VISA Check Card: Use as you would a check, ATM or credit card.
- VIRTUAL BRANCH: 24-hour Online Banking and BillPayer.
- No monthly balance requirement.
- No minimum deposit to open
- QUE: 24-hour account access via touchtone phone.
- Point-of-sale and ATM transactions with USPS FCU VISA Check (Debit) Card.
- Sign up for Overdraft Line of Credit Protection.
- Direct Deposit / Payroll Allotment available
- Initial 50 free checks for a new account.
- Duplicate checks
- Unlimited check writing, no per check fees
- Use our Switch Kit and receive a bonus
Interest Checking
An Interest Checking Account pays dividends on all your money.
With this account, you get convenience and earnings on your checking funds!
Plus, you will enjoy all of the following benefits:
- Surcharge-free ATM access nationwide at CIRRUS, Allpoint, CULIANCE, ACCEL, and CO-OP Network locations.
- VIRTUAL BRANCH: 24-hour Online Banking and BillPayer.
- QUE: 24-hour account access via touchtone phone.
- Sign up for Overdraft Line of Credit Protection.
- Direct Deposit / Payroll Allotment available.
- No monthly service charges on average monthly balances of $250*. Accounts that average less than $250 will be subject to a $5 monthly fee.
- No minimum balance requirement for members under age 24 and over age 59.
- Unlimited check writing, no per check fees.
- Initial 50 free checks for new accounts.
- Earn higher dividends if you are in Relationship Rewards
- Use our Switch Kit and receive a bonus
Money Market Checking
Earn a very competitive rate on your checking funds. And, there's no monthly service charge!*
Plus, you will enjoy all of the following benefits:
- Surcharge-free ATM access nationwide at CIRRUS, Allpoint, CULIANCE, ACCEL, and CO-OP Network locations.
- VISA Check Card: Use as you would a check, ATM or credit card.Initial 50 free checks.
- VIRTUAL BRANCH: 24-hour Online Banking and BillPayer.
- Unlimited check writing, no per check fees.
- Ean higher dividends if you are in Relationship Rewards, plus receive completely free* ATM access.
- QUE: 24-hour account access via touchtone phone.
- Direct Deposit / Payroll Allotment available.
- Use our Switch Kit and receive a bonus.
Checking Account Application
Print out a Checking Account Application to mail or drop off at any branch location, or fax to us at 301-856-4061.
*Transactions fees charged at a foreign ATM (not a surcharge-free ATM) will be credited back to you the following business day if you are a Relationship Rewards member.
*No monthly service charge if minimum daily balance of $2,000 is maintained each month. If the balance drops below $2,000 at any time during the month, a service charge of $10 will be assessed.
See Truth in Savings Disclosure for more details.
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