Regular Share Savings
As a member, you own shares in U. S. Postal Service Federal Credit Union.
To open a Regular Share Account costs $10 for one share purchase. $5 of the $10 will cover your membership fee and the other $5 is deposited into your share account. A Regular Share Account is required to maintain your membership with the credit union.
This account is an excellent foundation for establishing savings habits. We encourage members to have a set amount allotted to their account each pay period. This way your share savings balance will grow. As your savings grow they can be moved into higher yielding share certificates.
All Regular Share Accounts earn a competitive dividend rate, which is paid and compounded quarterly. Deposits can be made through Payroll Allotment or Direct Deposit to ensure savings growth. Your funds are insured by the NCUA.
Money Market Savings
Have full access to your funds while earning a higher dividend rate with our Money Market Savings Account (MMSA).
- Earn more on higher balances.
- Minimum requirement to earn dividends is $5,000.
- Dividends are calculated from day of deposit and are paid monthly.
Contact us to start your MMSA today! You can also print an application and mail, fax to (301) 856-4061, or bring to any branch location.
Club Accounts
Saving is easier when you have a goal and purpose in mind. Having a defined time frame helps you stick to your savings budget.
To help you set aside funds for special occasions, USPS FCU offers a variety of club accounts. Deposits can be made by mail, in person, or through convenient Direct Deposit or Payroll Allotment. The minimum deposit can be as little as $5 bi-weekly. Each account earns a competitive dividend rate that is higher than regular savings!
As a Credit Union member, you can make saving even easier with Payroll Allotment, the ‘no excuses’ way to save for those important needs. (Withdrawal restrictions apply.)
Club Account Quicklinks
Vacation Club
You can plan for a vacation every year with a Vacation Club Account.
Our club account runs from mid-May to mid-May, but you can open a new account anytime. Dividends are credited and compounded quarterly on your Vacation Club Account. And as a Credit Union member, you can make your saving even easier with Payroll Allotment. You can also mail in your deposit or deliver it in person.
Contact us and start your Club Account today. You can also print an application and mail, fax to (301) 856-4061, or bring to any branch location.
Save with a goal in mind, and watch your money grow! Your funds are ready to go in mid-May. Just in time for vacation plans.
Christmas Club Account
A real Credit Union tradition is a Christmas Club Account.
For years, members have enjoyed their holiday shopping even more knowing they had planned ahead with a Credit Union Christmas Club Account. You can save as much as you want each pay period, credited and compounded quarterly on your Christmas Club Account. And as a Credit Union member, you can make your saving even easier with Payroll Allotment.
Enjoy shopping in December! Contact us and start your Christmas Club Account today. You can also print an application and mail, fax to (301) 856-4061, or bring to any branch location.
Tax Club
Don’t let the IRS catch you by surprise. Save each pay period for that April 15 deadline. The money you withhold yourself will be earning interest in your account.
When tax time comes, you’ll have the money to pay Uncle Sam and maybe some left over for you!
Our club account runs from mid-March to mid-March, but you can open a new account anytime. Dividends are credited and compounded quarterly on your Tax Club Account. And as a Credit Union member, you can make your saving even easier with Payroll Allotment. You can also mail in your deposit or deliver it in person.
Funds are distributed in mid-March. Contact us and start your Tax Club Account today. You can also print an application and mail, fax to (301) 856-4061, or bring to any branch location.
Special Purpose Club
A Special Purpose Savings Account can help with expenses such as a wedding, college, travel, household repairs, or anything else that comes along. Your funds may be withdrawn upon request.
Contact us and start your Special Purpose Club Account today. You can also print an application and mail, fax to (301) 856-4061, or bring to any branch location.
Join USPS FCU
Find your next ride with our vehicle buying service! Our mission is to help you save money on important decisions like buying a vehicle.