Refer A Member Program

Refer. Reward. Repeat. $25 for Every Referral – Unlimited!

Why not share the value of membership with your immediate family or your co-workers*. If you enjoy the low loan rates and low fees, the convenience services, friendly service, and higher savings rates you get from your Credit Union, share us with others. If you refer someone for membership and they open an account with the minimum deposit requirement of $10 or more, you’ll receive $25 for each eligible referral. Plus, tell them about the cash bonus that they can receive for simply using our online (click here to view our) Switch Kit when they switch their checking account to USPS FCU. Print the coupons below to view the current switch kit bonus offering. We call this the Refer a Member promotion, where everyone wins!

Only send your coupon(s)in after your referral opens their account.

Mail coupons to our Clinton, MD branch or your local branch after your referral joins the Credit Union and has met the requirements as listed above. Click here for the address to our branch locations.

*Co-workers are defined as employees of the US Postal Service or other Credit Union Select Employee Groups. Click here to view member eligibility. $25 Reward bonus will be deposited to your Share Savings Account within 30 days after each referral who joins USPS FCU with a minimum deposit of $10 or more. Referrals for new Youth Accounts (under age 18) do not qualify for referral rewards. Make a copy the coupons if you have additional referrals. Promotion is subject to change at any time.

Existing Member: Must be 18 years of age, in good standing, and not have caused a loss to the Credit Union to participate in the referral promotion. Credit Union employees, officials, committee members and members of their immediate families are not eligible for referral rewards. USPS FCU reserves the right to withdraw or change this offer at any time. 

Checking Switch Kit

You know that USPS FCU’s checking account is much better than your high-fee bank checking, but it feels like a hassle to switch everything over, right? We make it easy for you to do just that with our hassle-free Switch Kit.

It’s time to make the switch! If you’ve been keeping up with the news, then you know that banks are charging more and more fees. Well not at USPS FCU. In fact, we reward you for using our products and services. Check out our Relationship Rewards program to learn more about how we can reward you.

Make The Switch To USPS FCU Checking and Receive A $75 Bonus!*

Use the Switch Kit link below to facilitate your checking account switch, or contact a Personal Service Representative for assistance in making the switch today! We’ll be glad to help you.

Our easy online Switch Kit enables you to type your information just once and instantly generate all the necessary forms ready to print and send out to make the switch. There’s even an easy-to-follow checklist, so you can make sure you have all your bases covered!

Gather your bank account(s) information (address, account number, etc.) as well as information on any automatic payments you have set up and your employer’s address to switch direct deposit and get started! The switch kit will generate a letter for each change for you to sign and mail!

Here are a few helpful hints as you complete the switch kit.

  • Your Credit Union account number is four to six numbers.
  • Our Routing Number is 254075441
  • If you are moving Automated (ACH) or Direct Deposit payments, circle checking or savings next to your account number in the letter(s).
  • The default routing for automated deposits is to your savings account. (Ex. 1234560, (0) is savings)

Ready to make the switch?

Start Now!

*To be eligible for bonus, you must have a checking account with a new $1,500 aggregate monthly minimum direct deposit, Virtual Branch Home Banking and a VISA Check Card. Bonus will be posted to your savings account within 30 days of your first direct deposit. Bonus cannot be combined with other promotional offers.

Existing Member: Must be 18 years of age, in good standing, and not have caused a loss to the Credit Union to receive the bonus. Must be a new direct deposit set up on an account.  Direct deposits that are transferred from one USPS FCU account to another USPS FCU does not qualify as a new direct deposit. Credit Union employees, officials, committee members and members of their immediate families are not eligible for the bonus. USPS FCU reserves the right to withdraw or change this offer at any time.

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