When you want the easiest way to pay for what you need, put a U. S. Postal Service Federal Credit Union VISA® Credit Card in your wallet. We offer three types of cards —
VISA Platinum Rewards
Earn one point for every $1.00 spent then enjoy your rewards. Redeem points for:
1.6% Cash Back (Payment to your Credit Card) | Travel | Gift Cards | Donations to Charities | Merchandise | and More…
VISA Platinum
Enjoy a lower rate.
VISA Secured
Our secured card is used to build or repair credit while securing funds in your savings account.
Our cards are valid worldwide
Our cards are valid worldwide, everywhere that accepts VISA Credit Cards. You can even use our VISA Credit Cards at thousands of ATMs worldwide when you need extra cash. Add the convenience of our great, low rates and our cards are hard to beat!
Available points, redemption information, and a full selection of rewards can be viewed after registering your USPS FCU Platinum Rewards Credit Card. CURewards is our way of saying thank you for choosing USPS FCU as your partner in providing financial solutions. Use your USPS FCU Platinum Credit Card for all your purchases and redeem your points for what you want….when you want! Manage your rewards right from your mobile phone.
You must be a member in order to apply for a loan, or be click here to find out if you are eligible for membership.
Apply Today
*The online application is not fully functional for Samsung mobile phone users. Please use the online application from a computer. It will be available for Samsung mobile phones in the future. Thank you for your patience!
Which card is the best for you?
| Card Benefits | VISA Platinum Rewards | VISA Platinum or Visa Secured |
| Annual Percentage Rate (APR) for Purchases & Balance Transfers | 0.00% Introductory offer for the first 12 billing cycles that your account is opened. After that, As low as 13.40% depending on your credit history. This APR will vary with the index based on the Prime Rate*. Rate will never exceed 18.00%. | 0.00% Introductory offer for the first 12 billing cycles that your account is opened. After that, As low as 12.49% depending on your credit history. This APR will vary with the index based on the Prime Rate*. Rate will never exceed 18.00%. |
| Annual Percentage Rate for Cash Advances | As low as 13.40% depending on your credit history. This APR will vary with the index based on the Prime Rate*. Rate will never exceed 18.00%. | As low as 12.49% depending on your credit history. This APR will vary with the index based on the Prime Rate*. Rate will never exceed 18.00%. |
| Platinum Rewards Program |  | |
| No Annual Fee | | |
| No Foreign Transaction Fee | | |
| No Minimum Finance Charge | | |
| 25-Day Grace Period On Purchases | | |
| Common Carrier Travel Accident Insurance | $1,000,000 | $1,000,000 |
| Credit Line | $500 - $35,000 | $500 - $35,000 |
| Baggage Delay Insurance | | |
| Auto Rental CDW (Collision Damage Waiver) | | |
| Cell Phone Protection | | |
Additional Card Benefits Include:
Online Shopping Secured by VISA, Roadside Dispatch, Travel and Emergency Services, Purchase Security and Extended Protection, Return Protection, Extended Warranty, and Emergency Cardholder Services. View our Visa Guide to Benefits for more information on these benefits.
For questions or assistance regarding USPS FCU VISA benefits, call the toll-free phone number on the back of your USPS FCU VISA card, or 1-800-VISA-911.
*View our Visa Terms and Agreement for more important details.
VISA Account Updater
With Visa Account Updater, your USPS FCU card information is automatically updated to any of your merchants that participate in this program when you receive a new or reissued card. For example, if we issue a replacement card to you, you authorize USPS FCU to provide information (i.e. updated expiration date) related to the replacement card to merchants, in order to permit them to bill recurring charges to the replacement card.
- Cardholders are still responsible for following up with merchants in order to ensure they automatically received fully updated card information through the Visa Account Updater service.
- Not all merchants participate in automatic updates.
- No card information is ever provided to merchants who do not already have the card on file.
This is the no-hassle way to get updated card information to merchants, and it’s completely free.
If you would like to opt-out of Visa® Account Updater, please complete the Opt-Out Request Form
Digital Issuance
Credit Card Issuance for Digital Wallet
Follow these simple instructions and start using your digital card today.
Digital Issuance provides secure real-time ability so you can continue to transact digitally without interruptions – even in the absence of your physical card. It works seamlessly with your digital wallet app so you can continue to enjoy the same mobile security you already expect from your digital wallet carrier.
Want to experience the convenience and security of digital issuance? Download our USPS FCU Credit Card mobile app. To download our USPS FCU Credit Card App, visit the Apple Store or Google Play Store on your mobile device today.
Credit Card digital issuance is available on the USPS FCU Credit Card App.
CURewards
Available points, redemption information, and a full selection of rewards can be viewed after registering your USPS FCU Platinum Rewards Credit Card.
CURewards is our way of saying thank you for choosing USPS FCU as your partner in providing financial solutions. Use your USPS FCU Platinum Credit Card for all your purchases and redeem your points for what you want….when you want!
Manage your rewards right from your mobile phone.
Mobile Access
More Convenience. More Security. One Mobile App. With VISA Mobile Access
In the digital age, we frequently have to sacrifice convenience for security. Our easy-to-use mobile app gives you more of both. With popular functions and added security features at your fingertips, you can take care of important matters in mere seconds, from anywhere at any time.
Download our Mobile App today!
Register your card with our Mobile App and you can:
- NEW! Report a card lost/stolen and immediately digitally issue a new card
- See account details
- Get a 90-day transaction history
- Set alerts
- Make payments
- Turn a card off/on
- And More!
NOTE: To ensure a seamless experience please ensure you have the most recent app version downloaded. The app version should be 25.02.1 or higher.