We know you’re Busy. Why Not Save Yourself a Trip to the Branch?
Save time and gas and make yourself comfortable. Now you can make a quick and secure deposit of your check with USPS FCU’s Mobile Banking App*. You can even check your balance; find branch ATMs, pay bills and transfer funds.
RDC eligibility requires membership of 30 days, no delinquencies, have less than 6 NSF’s in a calendar year, and have a current address on file and use the Credit Union’s Virtual Branch online banking product. See Terms and Conditions
Please keep the endorsed check for 7 days.
Yes, all information is stored in our secure systems and not on your mobile device.
Apple and Android operating systems. Download the app from iTunes or Google Play Stores.
Yes. Download the app from iTunes or Google Play Stores.
Yes. Download the app from iTunes or Google Play Stores.
Savings and Checking accounts.
Yes, your checks should be endorsed as followed: (Signature, Account Number, and the phrase “Mobile Deposit at USPS FCU”)
Checks drawn on U.S. financial institutions in U.S. dollars, or checks drawn on United States Treasury, or checks drawn on any state or local government of the United States (including the District of Columbia and all other U.S. territories), or U.S. Postal Service money orders.
There is no limit to the number of checks you can deposit in one day; there is a limit of $4000 per business day. The system captures one item per transaction, if you have more than one check you will have to repeat the process.
You will receive an error message.
Within 2 business days.
If the back of your check does not contain your (Signature, Account Number, and the phrase “Mobile Deposit at USPS FCU”), your deposit could be rejected. It could also be rejected if the routing number and account number are not fully visible on the front of the check, make sure there’s space between the check and the edge of the image, that the front check image is right side up, and the back endorsement is above the arrow on the right. If you continue to experience problems, come in to any of our branches or shared branches and present that check for deposit.
*Mobile Remote Deposit is functional on iPhone and Android apps only. Data Rates May Apply. Check with your mobile phone carrier for details. Download our app from the Google Play Store or Apple App Store.
Savings and Checking accounts.
NOTE: To use the Mobile App, you will first log into Virtual Branch and select Mobiliti under the Account Access tab. From there, you will enroll your cellular number and select your preferences.
*Mobile Remote Deposit is functional on iPhone and Android apps only. Data Rates May Apply. Check with your mobile phone carrier for details. Download our app from the Google Play Store or Apple App Store.
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