Looking for higher earnings on your savings?
Share Certificates
- Terms range from 1 year to 5 years.
- Minimum deposit is $250.
- Rates remains constant for the entire certificate term.
- Dividends are calculated daily and compounded and credited to your account quarterly.
Money Market Add-On Certificate Account
Top earnings for your dollars can be had with our Money Market Certificate Account (MMCA). This certificate earns a premium market rate.
- Minimum MMCA deposit is $5,000.
- Full term is 6 Months (182 days).
- Add-On feature allows you to deposit additional funds through the certificate term.
Starter Certificate
- $1 Minimum Balance
- $1,000 Maximum Balance
- Rates Set: Monthly
- Add funds throughout the certificate term.
- A penalty will be imposed for early withdrawal, which will reduce the earnings on the account.
- Limit One Per Member.
Young Saver’s Certificates
- $1 Minimum Balance$1,000 Maximum Balance
Rates Set: Monthly
Add funds at any time throughout the certificate term up to $1,000.
A penalty will be imposed for early withdrawal, which will reduce the earnings on the account.
Limit One Per Member Under 18 Years of Age. - $1 Minimum Balance
$3,000 Maximum Balance
Rates Set: Monthly
Add funds at any time throughout the certificate term up to $3,000.
A penalty will be imposed for early withdrawal, which will reduce the earnings on the account.
Limit One Per Member Under 18 Years of Age
IRA Certificates
- Traditional, Roth & Coverdell Education
$250 Minimum Balance
Rates Set: Monthly
A penalty will be imposed for early withdrawal, which will reduce the earnings on the account. Must have a Regular IRA Savings Account in order to open. - Traditional, Roth & Coverdell Education
$1 Minimum Balance
$1,000 Maximum Balance
Rates Set: Monthly
Add funds at any time throughout the certificate term up to $1,000.
A penalty will be imposed for early withdrawal, which will reduce the earnings on the account. Must have a Regular IRA Savings Account in order to open.
Limit One Per Member Under 18 Years of Age. - Traditional, Roth & Coverdell Education
$250 Minimum Balance
Rates Set: Monthly
A penalty will be imposed for early withdrawal, which will reduce the earnings on the account. Must have a Regular IRA Savings Account in order to open. - Traditional, Roth & Coverdell Education
$250 Minimum Balance
Rates Set: Monthly
A penalty will be imposed for early withdrawal, which will reduce the earnings on the account. Must have a Regular IRA Savings Account in order to open.
Money Market Add-On Certificate
- $5,000 Minimum Deposit,
$500,000 Maximum Deposit
Rates Set: Monthly - A penalty will be imposed for early withdrawal, which will reduce the earnings on the account.
- Add funds throughout the certificate term.
MISCA - Monthly Income Share Certificate Account
Looking for an easily managed income supplement? Then, look at our MISCA (Monthly Income Share Certificate). This certificate is designed to transfer monthly dividend payments to your USPS FCU Share Savings or Checking Account as an income supplement.
2 Year Term
$10,000 Minimum Deposit
$500,000 Maximum Deposit
Rates Set: Monthly
- A penalty will be imposed for early withdrawal, which will reduce the earnings on the account.
- Add funds throughout the certificate term.
Money Market Savings
- Dividends Compounded: Monthly
- Dividends Credited: Monthly
- Dividend Period: Monthly
Contact us to start saving today!
Complete this application online using DocuSign.
You can also print an application and mail, fax to (301) 856-4061, or bring to any local branch nearest you.
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