Exclusive Products and Services for Members of Single Parent Achievers (SPA)! 
We’re proud to partner with the Single Parent Achievers (SPA) to bring exclusive financial solutions designed to meet the needs of members. Whether you’re saving for the future, looking for affordable loan options, or seeking trusted financial guidance, U.S. Postal Service Federal Credit Union is here for you.
Accounts for Every Stage of Life: View Youth Accounts
Dollar Dog Kid Account (12 & under): Fun, simple savings to start kids on the right path.
Cha-Ching Teen Account (up to 19): Checking and savings options to build independence.
The Edge Young Adult Account (up to 24): Tailored for students and young professionals building credit and saving.
Secondary Accounts: Extra accounts to help you separate and manage specific savings goals.
Loans & Credit Options
Car Loans: Competitive rates designed to beat many competitors.
Holiday & Vacation Loans: Short-term loans to cover travel or seasonal expenses.
Home Equity Line of Credit (HELOC): Flexible borrowing for homeowners looking to make improvements, consolidate debt, or cover large expenses.
VISA Credit Cards: View Our Three Credit Card Options
Rates never exceed 18% APR.
Balance Transfer options to help consolidate high-interest credit card debt.
0.00% Introductory APR for the first 12 billing cycles on purchases.
Savings & Retirement
Christmas/Holiday Club Accounts: Save year-round for the holiday season.
Tax Savings Accounts: Put aside funds for tax season stress-free.
Vacation Savings Accounts: Plan ahead and make trips more affordable.
Individual Retirement Accounts (IRAs): Long-term savings for your retirement.
Financial Wellness
GreenPath Financial Wellness: Free financial education and resources to guide your financial journey.
Debt Management Plans: Expert assistance through our GreenPath partnership to help reduce debt and improve financial stability.
Membership Perks
Refer a Member Program: Earn $25 for each adult immediate family member, SPA member, or postal employee member you refer with no limit!
Relationship Rewards: Becoming a rewards member is simple and comes with added benefits.
Learn more: uspsfcu.org/relationship-rewards
Easy/Early Direct Deposit & ACH Setup
Setting up your direct deposit with USPS FCU is quick and simple:
Provide your employer with our Routing Number: 254075441 and your account number.
Forms and instructions are available here: Direct Deposit & Payroll Allotment Enrollment
Members with direct deposit are eligible to Get Paid Up to Two Days Early.
Open to All SPA Members and Immediate Family
All of these services are available to SPA members.