Federal Shutdown Assistance | USPS FCU
NOTICE OF BRANCH CLOSURE: Our branch located in Capitol Heights, MD is temporarily CLOSED.  At this time service is limited.  An ATM is available in post office lobby, and speedy teller deposits will be processed on Mondays, Wednesdays, and Fridays. Please utilize our Branch Locator to find other convenient locations. 

Federal Shutdown Assistance

AFFECTED BY THE FEDERAL GOVERNMENT SHUTDOWN?

If you are a Federal civilian employee (active or retired) who is financially impacted by the Federal Government Shutdown and will not be receiving pay or benefit payments, as a result of the Federal Government shutdown, you may be eligible to obtain assistance.  Please contact us to discuss your individual situation.

Ways We Can Help

  • Skip-a-Pay on all eligible loans.
  • Payment Deferment – We will work with you on existing loans that you may have with USPS FCU that may not qualify for the skip-a-pay program. Loans must be current in order to apply. You will be required to sign an extension agreement in accordance with USPS FCU’s policy.
  • Withdrawal Penalty Fees Waived – Waived penalty fees for early withdrawal from club accounts or share certificates.1
  • Free Financial Counseling – Learn more about free financial counseling and debt management services through GreenPath.  Enjoy unlimited access to financial counselors without paying – it’s free!

Although we can't replace the pay you are missing, we are here and want to help our members their financial strength. Contact us at 800-877-7328 for more details, or to apply for assistance.

Additional Resources

State Resources for Federal Employees

Maryland

District of Columbia

Federal Government Shutdown Frequently Asked Questions

Virginia

Guidance from the Virginia Employment Commission for Furloughed Federal Employees

Delaware

Resource Page: Federal Government Shutdown

Utilities: Area utility companies are helping customers impacted by the federal government shutdown with expanded bill payment support options. Furloughed federal workers are encouraged to contact customer care teams for information on flexible payment options, late payment charge waivers and additional bill payment support available to them in this challenging time.

*Available to members in good standing who can provide proof of non-payment/furlough status. Some additional restrictions, qualifications, and/or documents may be required. Contact the Credit Union for complete details at 800-877-7328. USPS FCU reserves the right to withdraw or change this offer at any time.  Income verification required.  Payment extensions can be arranged on existing USPS FCU consumer loans and credit cards. USPS FCU Mortgage loan payments can be extended, but the escrow payments have to remain up to date on real estate taxes and insurance. Interest will continue to accrue. All loan payments must be current in order to qualify for extensions. An extension agreement must be signed, returned, and approved by USPS FCU. Payments made prior to an approved extension will not be reversed. Deferment of loan payments that carry monthly credit insurance premiums may affect your claim benefits. Payments that were previously skipped on a loan with credit insurance may also affect your claim benefits. Contact the Credit Union for further details regarding loans with insurance. USPS FCU reserves the right to withdraw or change this offer at any time.

1IRA certificates will be assessed an IRS early withdrawal penalty if under the age of 59 1/2. Please consult with your tax advisor.

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