Whether you want to purchase a new or used vehicle or refinance for a lower rate or payment, USPS FCU offers affordable and straightforward vehicle loan options.
With USPS FCU, you can tailor a loan that fits your budget and enjoy a fast and efficient loan experience. Our vehicle loans offer:
Competitive Rates:
Enjoy low interest rates that make your vehicle financing more affordable. View today’s low rates.
Eco-Friendly Discounts:
Get up to 0.25% off your auto loan rate* when you purchase or refinance an electric or hybrid vehicle (cannot be combined with the “Beat the Rate” deal).**
Flexible Terms:
Choose loan terms of up to 84 months to fit your financial plan.
Generous Loan Amounts:
Borrow up to $75,000, with up to 125% Loan-to-Value (LTV), including tax, tags, title, extended warranties, gap insurance, and more.
Convenient Pre-Approval
Apply online to get pre-approved today and streamline your car buying process.
Car Buying Service:
Use our Auto Link Car Buying Service for discount pricing opportunities, a VIP discount card, and more.
Insurance Discounts:
Get up to 0.25% off your auto loan rate* when you purchase or refinance an electric or hybrid vehicle (cannot be combined with the “Beat the Rate” deal).**
GAP Insurance:
Low pricing on GAP coverage (Guaranteed Asset Protection) covering up to 150% LTV, plus up to $1,000 towards your next vehicle purchase (subject to certain exclusions and limitations).
Utility Service Contracts:
Protect yourself from future repair costs with low-cost vehicle service contracts that include Roadside Assistance.
Don’t wait—take the next step toward owning your dream vehicle. Apply online today for a USPS FCU vehicle loan. You must be a member to apply or be eligible for membership.
Join USPS FCU and experience the benefits of affordable, flexible, and member-focused vehicle financing. Together, we can help you drive away in the vehicle you want with a loan that suits your needs.
*The Electric/Hybrid auto loan .25% discount cannot be applied in combination with a “Beat the Rate” deal.
**APR=Annual Percentage Rate and is based on evaluation of applicant’s credit. Other rates and terms are available. Typical Interest Rates range from 3.00% to 18.00% APR. Promotional rates from other lenders do not qualify. Must provide verification of the rate you have been offered from another financial institution. Minimum amount financed must be $10,000. Financing term must be 84 months or less. Offer does not apply to loans currently financed with USPS FCU. Rate must be for a similar product and term. Relationship Rewards program rate discounts cannot be combined with this offer. Loans subject to credit approval. Other terms and conditions may apply. Other restrictions may apply. USPS FCU reserves the right to withdraw or change this offer at any time. Recreational vehicles are excluded.